Credit Resources

Credit Resources

Please use the links below to explore the online resources available to you. Consumer Credit of Minnesota assumes no liability for financial or other decisions made on the basis of information on this site or links from this site. Please contact one of our agents to discuss your specific needs.

Bankruptcy Information

Credit Bureaus – For a free Credit Report, go to www.annualcreditreport.com

Equifax
To order your report, call: 800-685-1111 or write:
P.O. Box 740241, Atlanta, GA 30374-0241
To report fraud, call: 800-525-6285/ TDD: 800-255-0056 and write:
P.O. Box 740241, Atlanta, GA 30374-0241

Experian
To order your report, call: 888-EXPERIAN (397-3742) or write:
P.O. Box 2104, Allen, TX 75013
To report fraud, call: 888-EXPERIAN (397-3742)/ TDD:
800-972-0322 and write: P.O. Box 9532, Allen, TX 75013

TransUnion
To order your report, call: 800-916-8800 or write:
P.O. Box 1000, Chester, PA 19022
To report fraud, call: 800-680-7289/ TDD:
877-553-7803 and write: Fraud Victim Assistance Division,
P.O. Box 6790, Fullerton, CA 92834

Myfico.com Credit Report
“See how lenders see you” Check out your credit score.

Financial Education Websites

Personal Money Management
Budget help and information on how to get the most out of your money.

JumpStart Coalition
First convened in December 1995, the JumpStart Coalition for Personal Financial Literacy determined that the average student who graduates from high school lacks basic skills in the management of personal financial affairs. Many are unable to balance a checkbook and most simply have no insight into the basic survival principles involved with earning, spending, saving and investing.

Managing Your Checking Account
An educational website that contains all you need to know about managing a checking account. Don’t miss the interactive training demos, called Checkbook Basics, that teach important skills, including how to fill out checks, registers, and how to balance your account. Now learning the basics of managing a checkbook is easy, interactive and fun!!

Learn to Save.com
A fun way for kids & parents learn all about money.

Institute of Consumer Financial Education
The ICFE offers Financial information and education, credit education courses, debt management education, bankruptcy education, savings and investment information, credit counseling information and financial planning education for all age groups. Special sections devoted to mending spending, fixing credit file mistakes, preventing identity theft and teaching children about money.

Government Websites

FTC Consumer Protection Issues
Federal Trade Commission Website. The Consumer Protection – Credit section offers a variety of articles advising the consumer on a range of topics from ways to protect yourself from fraud and identity theft, to tips on how to shop for loans or credit cards.

Identity Theft

Securities and Exchange Commission
The primary mission of the U.S. Securities and Exchange Commission (SEC) is to protect investors and maintain the integrity of the securities markets. As more and more first-time investors turn to the markets to help secure their futures, pay for homes, and send children to college, these goals are more compelling than ever.

The U.S. Consumer Gateway
Consumer information supplied by the U.S. Federal Government

Social Security Administration

Internal Revenue Service

Legal

Workers’ Compensation Division
The workers’ compensation system’s purpose is to minimize the impact of work-related injuries or illnesses on workers and employers. For additional information, contact the Workers’ Compensation Division at (651) 284-5005 or 1-800-DIAL-DLI (1-800-342-5354)

The Law offices of Gonko and Vavreck
A law firm that Protects Consumers from abusive debt collection practices
Mark Vaverck or Chris Gonko
Designers Guild Building
401 N. Third Street Suite 600
Minneapolis, MN 55401
612-659-9500

Student Loan Information

Minnesota Student Loans
Minnesota college student loans application guide. Provides students with information and applications for college financial aid and loans.